Reach Zero Budget

What is a zero-based budget? The idea is to have no money left over. All of it will automatically add to savings. After implementing the monthly budget for every expense, the difference between that budget and actual expenses are calculated. With this, we can determine if the user is over/under budget. With the addition of Income implementation, we can find all money left over after expenses are made. The money left over will be sent to savings. Inside the savings database, the user will tell the system what % percentage of money left over will allocate to a particular item (ie. wedding, home, etc).